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Chapter 13 versus Chapter 7?

Some Reasons to file Chapter 13 include; Not qualifying for Chapter 7 Not passing the means test Having disposable income per IRS standards Owing debts that can be dealt with in 13 but not 7 Co-debtor stay protection You’ve inherited or expect to inherit real property or other assets You have lawsuits you could file […]

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Chapter 7 Process Timeline & FAQ

Chapter 7 Bankruptcy Timeline Prior to Filing a Bankruptcy Case In the last 8 years did you: ~~ File for a Chapter 7 bankruptcy and receive a discharge? If it has been less than 8 years ago then you will be ineligible to receive another discharge at this time. (§727) ~~ File for a Chapter […]

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Chapter 13 Process Timeline & FAQ

Chapter 13 Bankruptcy Process Prior to Filing In the last 4 years did you: ~~ Receive a bankruptcy discharge under Chapter 7, 11, or 12? If it has been less than 4 years ago, you will be ineligible to receive a discharge in a Chapter 13 bankruptcy. (§1328) In the last 2 years did you: ~~ […]

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