Category: Uncategorized

Bankruptcy Indicators

There is no formula for figuring out when you should file a bankruptcy case. However, below are some indicators you may need to file for bankruptcy: You have lawsuits filed (or being threatened) against you You are paying monthly minimums on your cards and the balances are increasing You are only able to make the […]

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Covid and Remote Hearings

The bankruptcy courts in Maryland and DC are currently conducting all official Court hearings by Zoom or telephonic conference as of March 2020 until further notice.   Our office will keep you updated if some of the virtual court hearings are discontinued. In order to file bankruptcy, visits to our office are not required, although you […]

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Judgments and Garnishments

A judgment refers to a decision by a court that has been entered into the public record. Before a judgment can be issued, a lawsuit must be filed against you. If you do not file an answer to the lawsuit within the time period required by law (usually 20 to 30 days after service of […]

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What is a Discharge?

What does “discharged” mean? The goal of a bankruptcy proceeding is to obtain a discharge of debts. When a debt is discharged, it is no longer enforceable against the debtor personally. Personal liability When you have personal liability for a debt, a creditor with a judgment can use legal processes, like levy and garnishment, to […]

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