Whether you have credit card debt, personal loans, debt lawsuits, medical bills, judgments, wage garnishments, tax debt, pending home foreclosure, mortgage arrears, or car repossession, we can assist you. Bankruptcy is not the right solution for everyone, but it can help many people who are struggling, facing lawsuits or garnishments, or only making minimum payments on their debts.

Teresa Cho Edwards, Esq. is a graduate of Princeton University, B.A. She received her J.D. and was admitted to practice law in 2008. She is a highly experienced attorney in personal bankruptcy filings, Chapter 7 and Chapter 13 and has worked with clients from all income levels, and retirees. Many of her clients are federal, state or local employees or federal contractors.

Filing bankruptcy may allow people with debt to protect their assets and income and avoid a garnishment or levy. Bankruptcy filings require expertise and experience as there are a lot of complicated rules that change often.

There is a common misconception that a person must be destitute to qualify for bankruptcy relief these days. But, it is often people with regular income who are making minimum monthly payments on their debts who can benefit most from a bankruptcy filing.

We will provide you with a questionnaire and a list of documents and information we will need for your consult and to file your bankruptcy. Typically, the documents needed fall into the following categories: (1) income (pay statements, income taxes, bank statements, etc.); (2) expenses; (3) assets; and (4) debt (invoices, statements, bills, collection letters, lawsuits, etc.).

Accessibility: Our office is conveniently located in Largo, MD and we offer regular hours from 9 to 5 and Saturday appointments.

No Office Visits Required! Documents can be emailed, mailed or faxed. Virtual meetings available.