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Chapter 13 Process Timeline & FAQ

Chapter 13 Bankruptcy Process Prior to Filing In the last 4 years did you: ~~ Receive a bankruptcy discharge under Chapter 7, 11, or 12? If it has been less than 4 years ago, you will be ineligible to receive a discharge in a Chapter 13 bankruptcy. (§1328) In the last 2 years did you: ~~ […]

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Judgments and Garnishments

A judgment refers to a decision by a court that has been entered into the public record. Before a judgment can be issued, a lawsuit must be filed against you. If you do not file an answer to the lawsuit within the time period required by law (usually 20 to 30 days after service of […]

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What documents are needed for my 341 hearing?

You must attend the 341 hearing which will be held by zoom, and you must submit the following documents, or else your hearing will be rescheduled if they don’t have certain documents 7 days prior to your meeting: 1.  Picture ID, such as a driver’s license or passport. 2.  Your original social security card. If […]

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Sample 341 Hearing Questions

The following are a sampling of some typical questions you may be asked during your brief 341 Hearing/Meeting of Creditors: Sell, transfer, or give away anything in the last 3 years? Owned or operated a business in the last two years? Did you read the bankruptcy information sheet? Did you review and sign your petition […]

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