You Don’t Have to Wait Until Everything Falls Apart
One of the biggest mistakes people make is waiting until a manageable debt problem becomes a crisis.
You don’t necessarily have to wait until every credit card is delinquent.
You don’t have to deliberately stop making payments before talking to a bankruptcy attorney.
And you don’t have to keep taking out new loans to pay old loans just because you have managed to stay current so far.
If you are making hundreds or thousands of dollars in payments every month and your unsecured debt doesn’t seem to be going anywhere, it may be time to find out what bankruptcy would actually look like for you.
You’ve Been Making the Payments. So Why Isn’t Your Credit Card Debt Going Away?
Many people who consider bankruptcy are not people who simply stopped paying their bills.
They have been making the minimum payments on their credit cards every month. They have been paying personal loans. They may have taken out a debt consolidation loan because they were determined to pay everything back. And yet, years later, they still owe tens of thousands of dollars.
Sometimes the problem gets even worse when one creditor files a lawsuit, gets a judgment, or begins collection activity. A debt consolidation plan that looked manageable on paper can suddenly fall apart when there is another payment or collection problem to deal with.
If this sounds familiar, reach out and give us a call for a Free Consultation 301-357-4761.